Skip to content
Based in Dalby, Toowoomba & Chinchillaoffice@carrickaland.com.au07 4669 9800
Facebook page opens in new windowYouTube page opens in new windowLinkedin page opens in new windowTwitter page opens in new window

Client File Upload | Knowledge Centre | CLASS

Carrick Aland
Accountants
Carrick AlandCarrick Aland

CALL US
07 4669 9800

  • Home
  • About Us
    • Testimonials
    • Business Partners
    • Community
    • Careers
    • Awards
  • CAConnect
    • CACONNECT — BOOKS
    • Succession
    • CACONNECT — AGRIPLAN
    • CACONNECT — TOOLS
  • Taxation
    • Business Tax
    • Farm Tax
    • Individual Tax
  • Wealth Planning
    • Protecting Your Wealth
    • Superannuation
    • Investment Basics
    • Aged Care Planning
    • Centrelink
    • Living in Retirement
    • Download Our Brochures
  • SMSF
  • News
    • Blog
    • Grants
    • Events Calendar and Important Dates
    • Checklists and Factsheets
    • Media Releases
    • Videos
  • Our Team
  • Contact
Search:
SEARCH
  • Home
  • About us
    • Testimonials
    • Business Partners
    • Community
    • Careers
    • Awards
  • CAConnect
    • Bookkeeping
    • Management Advice
    • Succession
    • Farm Advisory
  • Taxation
    • Business Tax
    • Farm Tax
  • Wealth Planning
    • Protecting Your Wealth
    • Superannuation
    • Investment Basics
    • Aged Care Planning
    • Centrelink
    • Living in Retirement
    • Download Our Brochures
  • SMSF
  • News
    • Blog
    • Events Calendar and Important Dates
    • Checklists & Factsheets
    • Media Releases
    • Videos
  • Our Team
  • Contact

News

You are here:
  1. Home
  2. News
View allAgriplanBlogBusiness BooksBusiness TaxCAConnectCommunityCoronavirusFarm TaxManagement AdviceMedia ReleasesSMSFSuccessionWealth Planning
Sort by dateSort by name
DescendingAscending
Jun272022
Personal Risk Insurance

Personal insurance jargon busters

Blog, Wealth Planning

We have compiled this jargon buster article to help you understand some of the more commonly used terminology in relation to personal insurance.

Read more
Jun202022
More employees eligible for super

More employees eligible for super

Blog, Wealth Planning

The Super Guarantee (SG) requires employers to pay a minimum level of super support for eligible employees. However, the $450 per month threshold is abolished from 1 July 2022.

Read more
Jun172022
2022 Australian Accounting Awards at The Star Sydney

Carrick Aland named 2022 award winners

Media Releases

Winning the Business Advisory Firm of the Year award meant proving our mettle against nine other formidable category finalists from right across Australia, so an incredible effort of which we are extremely proud.

Read more
Jun132022

5 important considerations for 2021-22 EOFY

Blog, Wealth Planning

Taking stock at this time is a great way to check in on your situation and see if any changes are needed in the lead up to 30 June.

Read more
Jun62022
retirement

Retirement trends survey

Blog, Wealth Planning

The Household, Income and Labour Dynamics in Australia (HILDA) Survey collects information on many aspects of life. We have published the key findings of HILDA’s 2021 Retirement Trends survey.

Read more
May302022
Intuitive Super SMSF admin and compliance

SMSFs: Individual trustee vs. corporate trustee

Blog, SMSF

For anyone considering an SMSF, it’s important to consider, among other things, what’s involved in setting up and running one—seeking qualified professional advice in this area can be a worthwhile consideration here.

Read more
May272022
CAWP Market Wrap

Market Wrap May 2022

Blog, Wealth Planning

Our monthly review of local and global investment, employment, shares, currency and asset performance. In May, inflation kept escalating.

Read more
May242022
july

Super Guarantee changes

Business Books

From 1 July 2022, two important super guarantee (SG) changes will apply to your business. Read the 3 things you need to do if you’re an employer.

Read more
May232022
tertiary students sitting on uni steps

HECS-HELP rate spike to 3.9% from June

Blog

On 1 June HECS-HELP debt is going to get bigger because the Higher Education Loan Program (HELP) — previously known as ‘HECS’ — is tied to inflation.

Read more
May162022
piggy bank

5 questions that could save you thousands

Blog, Wealth Planning

Five simple questions worth asking yourself that could very well save you thousands of dollars and, in turn, help you to save for a better future.

Read more
May92022

First Home Super Saver scheme – how does it work?

Blog, Wealth Planning

From 1 July 2022, if you’re a first home buyer you can release up to $50,000 (up from $30,000) from your voluntary super contributions to help you buy your first home.

Read more
May52022
kids race

Investing is nothing without goals

Blog, Wealth Planning

Like studying for an exam, or training for a race, you’re far more likely to succeed if you set yourself goals and continuously track your progress. The same can be said about investing.

Read more
May32022
piggy bank

Super guarantee eligibility threshold changes

Business Tax

From 1 July 2022, the $450 per month threshold for super guarantee eligibility will be removed. The change will expand the coverage of SG to eligible employees regardless of their monthly pay.

Read more
Apr292022
Australian Accounting Awards finalists 2022

Carrick Aland shortlisted for 3 national accounting awards

Media Releases

Carrick Aland have been named finalists in the Australian Accounting Awards in three national categories. Finalists were shortlisted from nearly 300 high-achieving accounting professionals across 34 individual and group categories.

Read more
Apr282022
Stuart in the barley by Brooke Bartkowski

Farm Succession – When the Planets Align

Succession

This year when considering your annual tax planning, it is more important than ever for multi-generation farming and grazing enterprises to be thinking about what their future is to look like and how the possible scenarios for farm succession could be planned for, in the most financially effective way.

Read more
Apr272022
CAWP Market Wrap

Market Wrap April 2022

Blog, Wealth Planning

Australian Equities perform well with all GICS sectors positive. Global shares had a mixed month, Australian shares performed well and the AUD$ gained against the USD$ but fixed income returns for the month were again exceptionally poor.

Read more
Apr262022
retiree

Changes to the work test requirements for superannuation contributions

Blog, SMSF

Soon older Australians will no longer have to meet the work test to make super contributions. From 1 July 2022, members under 75 years of age will be able to make or receive personal contributions and salary sacrificed contributions without meeting the work test.

Read more
Apr212022
covid test

Employee COVID-19 tests now tax deductible

Blog, Coronavirus

From 1 July 2021, employees can claim a tax deduction for COVID-19 tests that are purchased for work purposes. Find out more about the record-keeping requirements to claim the expense.

Read more
Apr192022
bitcoin cryptocurrency being held in hand

Cryptocurrency investing, trading and gifting

Blog, Wealth Planning

If you have cryptocurrency, check out the ATO’s latest tips to avoid errors including key questions to ask yourself at tax time.

Read more
Apr132022
family piggy back

Lodgement reminder for CCS and FTB recipients

Blog

Child Care Subsidy (CCS) and Family Tax Benefit (FTB) recipients and their partners must lodge their outstanding 2021 tax returns by 30 June 2022 to avoid losing their benefits.

Read more
Apr112022
july

Eligibility age change for downsizer contributions

Blog, SMSF

From 1 July 2022, the eligible age to make a downsizer contribution to their superannuation fund has reduced from 65 to 60 years old.

Read more
Apr52022
smart phone laptop desk

Directors must now apply for their Director ID prior to being appointed

Management Advice

As of 5 April 2022, new directors must apply for their director ID before they’re appointed.

Read more
Apr42022

Why does insurance matter?

Blog, Wealth Planning

Life does not always go the way we plan. Having a plan in place if things do take an unexpected turn can mean that our health, lifestyle and family are better protected.

Read more
Mar302022
Parliament_House_at_dusk,_Canberra_ACT

2022 Federal Budget Analysis

Business Tax

This year’s Federal Budget covers a range of measures aiming to stimulate business, reduce the pressure from increased costs of living and help people into homes.

Read more
Mar282022
CAWP Market Wrap

Market Wrap March 2022

Blog, Wealth Planning

Global shares fell, Australian shares performed reasonably well during February, fixed income returns for the month were again very poor and the Australian dollar gained against the US dollar, which basically offset last month’s loss.

Read more
Mar242022
Australian Federal Parliament

Government to ensure non-arm’s length expense provisions operate as intended

Blog, SMSF

The Government intends to make legislative changes to ensure the non-arm’s length expense provisions operate as envisaged.

Read more
Mar212022

Research on investment switching behaviour

Blog, Wealth Planning

We often can’t completely remove cognitive biases from our decision-making. However, we can seek professional advice to become more aware of, and properly evaluate, the influence and effect they can have on us.

Read more
Mar142022

Why aged care matters

Blog, Wealth Planning

We highlight the importance of having options when it comes to aged care planning and getting it right to suit you.

Read more
Mar92022
Warrego Highway flooded

Flood grant funding for Western Downs farms and businesses

Management Advice

Resources and information for business and farm grants and funding with the extension of Category D grants in respect of SEQ rainfall and flooding in February 2022, now including the Western Downs.

Read more
Mar72022
downsized houses

Boosting retirement savings with super contributions

Blog, SMSF

The Government’s Retirement Income Review highlighted that our super—and subsequent retirement income (and outcome)—can be boosted by, among other things, increasing our super contributions. Read how.

Read more
Mar42022
eudlo bridge flood

QLD flood crisis support information

Blog, Community

Information for clients who need assistance applying for flood relief including assistance from Rural Financial Counselling Service, government relief and bank grants.

Read more
Mar32022
key handover

First home super saver scheme is changing

Blog, SMSF, Wealth Planning

From 1 July 2022 super fund members may be able to release up to $50,000 in eligible contributions plus associated earnings.

Read more
Feb282022
infographic_discuss-your-financial-goals-online_m3

Reflecting on 2021 and planning for 2022

Blog, Wealth Planning

A piece to get you thinking about the intrinsic value, and potential benefits, of setting aside time to reflect on 2021 and plan for 2022.

Read more
Feb232022
CAWP Market Wrap

Market Wrap February 2022

Blog, Wealth Planning

Global shares fell in unhedged and hedged terms but global emerging markets rose over the month. Australian shares performed poorly during January. The leading sectors were Energy and Utilities with IT being the worst-performing sector for the month. Fixed income returns for the month were also poor. The $AUD lost against the $USD and the Yen.

Read more
Feb212022
Portrait of a woman holding a soccer ball_goals

Key financial habit considerations for 2022

Blog, Wealth Planning

When you repeatedly perform a behaviour, a link forms in your memory. Here are 16 key desirable financial habits worth considering for 2022.

Read more
Feb142022
scam alert

Self-managed super funds and crypto investments

Blog, SMSF

ASIC have issued a new warning to SMSF trustees about outside parties promising large returns through crypto investments.

Read more
Feb72022

A new year is a chance for a fresh start

Blog, Wealth Planning

The new year is a great time for making lifestyle changes; however, for goals and changes affecting your financial health, there’s often no better time than when starting a new job.

Read more
Jan312022
CAWP Market Wrap

Market Wrap January 2022

Blog, Wealth Planning

Global shares rose and with that Australian shares performed reasonably well during December. Fixed income returns ended the month fairly flat but the Australian dollar rose against the USD$ and the Yen.

Read more
Jan282022
cattle stranded on flooded porch

Grant assistance for flooded primary producers

Agriplan

Extraordinary disaster assistance recovery grants of up to $50,000, as well as low-interest loans of up to $250,000, are now available for eligible primary producers after the floods that hit Central, Southern and Western Queensland in November and December 2021.

Read more
Jan242022
person at computer

Director ID for SMSFs: your questions answered

Blog, SMSF

If you’re a corporate trustee of a self-managed super fund (SMSF), you can now apply for your director ID. You can apply via Australian Business Registry Services (ABRS) online.

Read more
Jan172022
Umbrella Insurance

Home loan serviceability and income protection insurance

Blog, Wealth Planning

We take a look at APRA’s new guidance and direction regarding home loan serviceability and income protection insurance.

Read more
Jan102022
CAWP Market Wrap

Market Wrap December 2021

Blog, Wealth Planning

Recent GDP figures showed economic growth contracting in the September quarter as expected given the COVID19 restrictions imposed, however, going forward leading indicators suggest the economy is continuing to bounce back strongly.

Read more
Dec202021
Merry Christmas & a Happy New Year

Carrick Aland and the year that was 2021

Blog, Community

Carrick Aland wishes to thank our clients for your continued support, including welcoming all our new clients who entrusted their affairs to us in 2021.

Read more
Dec132021
Extended family

Retirement and housing (homeownership)

Blog, Wealth Planning

Housing (homeownership) is a key factor influencing retirement outcomes — we discuss retirement and several things to consider with regard to housing.

Read more
Dec82021
scam alert

Phone and email scams – superannuation alert

Blog, SMSF

The ATO has raised its concerns about the increase in scams involving fake superannuation investments targeting SMSFs.

Read more
Dec62021
Christmas list

Christmas cash flow confidence

Blog, Wealth Planning

In this timely financial education piece, we share ways to mentally get around the challenge of money-related stress before, during and after the festive season.

Read more
Dec12021

Planning for aged care

Blog, Wealth Planning

In our retirement years, a time may come when we need to consider aged care services to help with looking after ourselves. In this article, we outline several different types of aged care options.

Read more
Nov292021
CAWP Market Wrap

Market Wrap November 2021

Blog, Wealth Planning

With mixed investor sentiment abounds, economic momentum is bouncing back domestically as NSW and Victoria eased lockdown restrictions.

Read more
Nov242021
infographic_financial-advice-helps-you-achieve-more

Financial advice helps you achieve more

Wealth Planning

We all have something we’d like to be doing more of. One thing we all want to make sure of is that we have a steady income stream to make the most of what we really want to do – now and in retirement.

Read more
Nov222021
Four ways to teach children healthy money habits

Four ways to teach children healthy money habits

Blog, Wealth Planning

As parents, we try to ensure our children have the skills to make smart financial decisions. Just make sure you’re not sending them negative money messages without meaning to.

Read more
Nov172021
retired couple

Federal Budget superannuation changes

Blog, SMSF

The Government announced a number of proposed changes to super and SMSFs in this year’s Federal Budget (2021-22) that are relatively straightforward or have gone through a period of consultation.

Read more
Nov152021
identity magnified

Director Identification Numbers — your obligations and how to apply

Management Advice

If you require a Director Identification Number, find out your obligations and how to apply.

Read more
Nov112021
Intuitive Super SMSF admin and compliance

SMSF investment strategy

Blog, SMSF

Reminder as to why you should regularly review your SMSF investment strategy, as markets can shift and the circumstances of your super fund may change.

Read more
Nov92021

Is it a scam?

Blog, SMSF

Find out how SMSF specialist advisers can play a critical role in assisting trustees and self-directed investors avoid cybercrime and investment scams.

Read more
Nov82021
infographic_five-tips-for-looking-after-your-household-finances

Managing household finances

Wealth Planning

If you want to get serious about your household budget, financial goals and planning your family’s financial future, a qualified Financial Adviser can work with you on a detailed, tailored and appropriate plan.

Read more
Nov32021

COVID-19 financial support measures

Blog, Coronavirus, Wealth Planning

Unfortunately, the potential to experience financial difficulty due to COVID-19 still persists. In this article, we provide a brief overview of two key Government COVID-19 financial support measures.

Read more
Nov12021
Man Walking up extension Ladder

ATO extends COVID-19 relief for SMSF trustees

Blog, SMSF

The ATO has announced that COVID-19 relief for SMSF trustees is being extended to the 2021-22 financial year.

Read more
Oct252021
How do you know when advice is right

How do you know when the advice is right?

Blog, Wealth Planning

Seeking financial advice can turn your life around and put you on a path to a happier and more secure financial future. But where do you start? Who do you trust? How do you know you are going to get value for money?

Read more
Oct222021
CAWP Market Wrap

Market Wrap October 2021

Blog, Wealth Planning

Aussie shares outperformed global shares, falling 1.9% in September. Mining underperformance as investors reacted to selloff in iron ore prices. Fixed income returns also poor. The AUD$ fell against major currencies incl US$. Concerns over China amidst the unravelling of Evergrande weighed on AUD$ support.

Read more
Oct182021
graph on laptop screen

The Power of Business Intelligence

Management Advice

When you’re running a business, you don’t want to be operating in the dark – you need to be grabbing the expertise and insight your accountant can offer you. Read why.

Read more
Oct132021
gold coins in a broken egg

Catch-up concessional contributions

Blog, SMSF

Find out how to make larger concessional contributions to your super if you haven’t used all of your concessional cap in an earlier year.

Read more
Oct122021
Carrick Aland digital meeting

Director identification numbers

Management Advice

All directors of companies, registered Australian bodies, registered foreign companies or Aboriginal and Torres Strait Islander corporations will need a director ID number. Directors can apply for a director ID from November 2021 and Carrick Aland is here to help to make sure our clients get it right.

Read more
Oct112021
barley harvest QLD

Temporary full expensing

Business Tax, Coronavirus

Find out if your business might benefit from the temporary full expensing or loss carry back incentives in response to the COVID-19 pandemic.

Read more
Oct82021
Carrick Aland Now using FuseSign

Electronic signing with FuseSign

Blog

One of our highest priorities is getting documentation out to our clients as quickly and securely as possible and with FuseSign we can achieve both of these effortlessly while providing you with the best experience possible.

Read more
Oct72021
handful of grain

SMSF record keeping

Blog, SMSF

Find out why keeping good records promotes good governance and helps you keep on top of your obligations.

Read more
Oct52021
Extended family

Changes to granny flat arrangements

Blog, Wealth Planning

New capital gains tax exemption will make it easier for older Australians to enter formal granny flat arrangements with the added protection from possible financial abuse if circumstances within the family change.

Read more
Sep292021
CAWP Market Wrap

Market Wrap September 2021

Blog, Wealth Planning

Economic growth for the June quarter surprised on the upside with strong household and government spending offsetting export weakness (production issues and high commodity prices).

Read more
Sep272021

Keeping your super safe

Blog, Wealth Planning

Keeping your super safe? The ATO reports an increase in the number of Australians being targeted by scams and falling victim to identity theft, leading to stolen super.

Read more
Sep212021
payroll on a keyboard

Super choice rules change from 1 November

Blog, Business Books

Employers may have an extra ‘stapled super fund’ step to take with new employees who start from 1 November 2021 that don’t choose a super fund.

Read more
Sep132021
benchmark scoring

FY21 SMSF benchmark report

Blog, SMSF

SMSFs have weathered major impacts from the ongoing COVID-19 pandemic, with fund establishments growing and average net assets increasing, a new report has found.

Read more
Sep62021
there's an app for that

There’s an app for that

Blog, Wealth Planning

Apps help us manage our lives. But what about helping you track and measure your financial goals? Well of course, there’s an app for that.

Read more
Aug302021
CAWP Market Wrap

Market Wrap August 2021

Blog, Wealth Planning

Carrick Aland’s summary of global markets as COVID19 lockdowns extend throughout Australia, including major asset class performance and currency markets.

Read more
Aug232021
How do you know when advice is right

How do you know when the advice is right?

Blog, Wealth Planning

Seeking financial advice can turn your life around and put you on a path to a happier and more secure financial future. But where do you start? Who do you trust? How do you know you are going to get value for money?

Read more
Aug162021
retired couple on beach

Superannuation minimum drawdown rates

Blog, Wealth Planning

Extension announced to the temporary reduction in superannuation minimum drawdown rates. This is an extension of the measure that was introduced in 2020 as part of the government’s response to COVID-19.

Read more
Aug112021
STP Ready Xero Champion

Single Touch Payroll (STP) Phase 2

Business Books

Single Touch Payroll (STP) Phase 2 reporting starts 1 January 2022. If you employ staff, you’ll need to be ready for this change. New guidelines that explain the changes are now available to help.

Read more
Aug92021
family piggy back

Cash flow management

Blog, Wealth Planning

Working with a professional financial adviser can help you to see where there are gaps and opportunities in your financial management plan. Knowing what is happening with your money is not enough; you need to know how to make it work harder for you!

Read more
Aug42021
red pencil checking list

11 key tax facts about superannuation

Blog, Wealth Planning

Compared to other investment structures, super is widely considered to be one of the most tax-effective investment structures available from a wealth accumulation and cash flow generation perspective.

Read more
Aug22021
Australian cash in rolls

2021 COVID-19 Business Support Grants for Queensland

Coronavirus

$5,000 grants will be made available to small and medium businesses across Queensland affected by the COVID-19 lockdown that commenced on Saturday 31 July 2021 and lockdowns in other states.

Read more
Jul282021
Personal Risk Insurance

Personal insurances snapshot

Blog, Wealth Planning

When it comes to personal insurances, there are many different offerings out there, each with its own varying degrees of protection. Therefore, when it comes to an appropriate personal insurance plan, it’s not a one-size-fits all or set-and-forget approach.

Read more
Jul262021
smart phone laptop desk

ATO work related expense claim reminder

Blog

With EOFY fast approaching, it’s best to reach out to us sooner rather than later to talk through deducting your work-related expenses correctly, and any steps you need to be aware of before 30 June.

Read more
Jul232021
CAWP Market Wrap

Market Wrap July 2021

Blog, Wealth Planning

Carrick Aland’s summary of global markets as the pandemic resurges, including major asset class performance and currency markets for July 2021.

Read more
Jul212021
building on construction site

QLD Business Boost Grants Program

Blog

QLD Business Boost Grants provide support to businesses to advance improvements in efficiency and productivity. Grant opens 30 July 2021 at 9AM and will remain open until all funds are exhausted.

Read more
Jul192021
aud cash wallet

The rise of paid subscription services

Blog, Wealth Planning

Spending a portion of your money on things that bring you happiness can be a vital part of enjoying life, and at times can also help to keep you motivated while on the path to achieving your financial goals.

Read more
Jul142021
Farming on the Front Foot with Carrick Aland

QRIDA Sustainability Loan

Agriplan

QRIDA’s Sustainability Loan offers up to $1.3 million to help primary producers improve on-farm technology and adopt best management practices.

Read more
Jul122021
gavel being struck on a wooden desk

Increase in SMSF membership

Blog, SMSF

From 1 July 2021, self-managed super funds (SMSF) and small APRA funds (SAFs) will be able to have up to six members. If you are considering expanding your fund, you will need to consider things such as what your fund’s trust deed allows, the structure of your fund and its reporting requirements.

Read more
Jul92021
success

Contribution eligibility: Age & work test conditions

Blog, Wealth Planning

Financial success can hold a different meaning for all of us. Despite this, financial success is often linked to something we all tend to have in common, financial goals—our vision for the future.

Read more
Jul72021
farming family

QRIDA First Start Loan

Agriplan, Succession

QRIDA’s First Start Loan offers up to $2 million to aspiring young producers enter the agriculture industry or take over the reins of their family property.

Read more
Jul52021
Do you have more than one super account

Do you have more than one super account?

Blog, Wealth Planning

Did you know there is about $13.8 billion held as lost or unclaimed superannuation in accounts across Australia as at 30 June 2020? Is some of that yours?

Read more
Jul22021
gavel being struck on a wooden desk

3 Changes to superannuation

Blog, SMSF, Wealth Planning

Bills containing important superannuation measures which may impact you have passed both Houses of Parliament. These measures have now also received Royal Assent, which is the final step required for a parliamentary bill to become law.

Read more
Jun302021
CAWP Market Wrap

Market Wrap June 2021

Blog, Wealth Planning

Carrick Aland’s summary of global markets as the pandemic still lingers, including major asset class performance and currency markets for June 2021.

Read more
Jun282021
retired couple on beach

Choosing a retirement lifestyle

Blog, Wealth Planning

If you are in, or nearing, the retirement phase of your lifestyle you might be considering whether you want to stay in your current accommodation, or look for something to suit your needs as they change over the coming years.

Read more
Jun212021

Carrick Aland named Boutique Firm of the Year

Blog, Media Releases

Carrick Aland Group was named Boutique Firm of the Year at the Australian Accounting Awards in Sydney, highlighting how boutique accounting firms play an integral role in serving our local communities.

Read more
Jun162021
Calendar date for End of Financial Year, 30 June, with piggy bank and pink calculator

Avoid small business tax time errors

Business Tax

Our advice throughout tax time is vital to avoid common errors. The benefits of regular contact with us, including letting us know when your circumstances change, are key to avoiding mistakes.

Read more
Jun142021
infographic_navigating-your-way-through-a-redundancy_m3

Navigating your way through redundancy

Blog, Wealth Planning

A Financial Adviser will discuss the impact of redundancy on your overall financial situation and how to achieve a favourable payment outcome.

Read more
Jun72021
marketing strategy

Marketing expense deductions

Business Tax

With tax time looming, are you up to date on which marketing expenses you can claim for your business? Read this article to learn more.

Read more
Jun32021
Businessman Wearing Super Hero Cape

Superannuation Tax Deduction Opportunities

Blog, SMSF

When you retire, your superannuation is likely to become an important source of your income. That’s why it’s a good idea to top it up while you are working.

Read more
May312021
wages and salaries payroll files

Superannuation guarantee increase on 1 July

Business Books

Employers should turn their attention to managing the superannuation guarantee (SG) increase which comes into effect on 1 July.

Read more
May282021
CAWP Market Wrap

Market Wrap May 2021

Blog, Wealth Planning

Carrick Aland’s summary of global markets as the pandemic lingers, including major asset class performance and currency markets for May 2021.

Read more
May262021
page stamped with A plus

SMSF quarterly statistical report – March 2021

Blog, SMSF

The ATO’s March 2021 quarterly statistical report has revealed the total number of SMSFs will soon hit 600,000, with consistent growth seen across establishments and assets as the industry heads into a post-COVID recovery economy.

Read more
May242021
graph on laptop screen

2021 Federal Budget — what it means for business

Business Tax

To help create jobs and confidence after COVID-19 created the first recession since 1990, the Federal Government released a big-spending 2021-22 Federal Budget. We look at the impact on business owners.

Read more
May172021
How the Budget may affect High Net Worth individuals and families

2021 Federal Budget — what it means for taxpayers

Blog

To help create jobs and confidence after COVID-19 created the first recession since 1990, the Federal Government has just released a big-spending 2021-22 Federal Budget. 

Read more
May122021
Small Business Owner

Budget update 2021/22

Blog, Wealth Planning

The Budget proposes positive changes to superannuation, an extension of the low and middle-income tax offsets and a boost to aged care services. We summarise some of the key points from the Budget but, remember, these are subject to the passing of legislation.

Read more
May112021
Carrick Aland Australian Accounting Awards finalists

Australian Accounting Awards 2021

Media Releases

Carrick Aland has been named finalists in the Australian Accounting Awards in five national categories. Finalists were shortlisted from 300 high-achieving accounting professionals across 36 submission-based categories.

Read more
May102021
Why insurance matters

Why insurance matters

Blog, Wealth Planning

Having a plan in place if things do take an unexpected turn can mean that our health, lifestyle and family are better protected. Read how.

Read more
May42021
October calendar page

Changes to SMSF rollovers and release authorities

Blog, SMSF

From 1 October 2021, self-managed super funds (SMSFs) will need to use SuperStream to roll over super to or from their funds. These changes are due to government measures announced in 2019.

Read more
Apr272021
Calendar date for End of Financial Year, 30 June, with piggy bank and pink calculator

Tax planning and contribution caps

SMSF

From 1 July 2021, the non-concessional contributions cap will increase from $100,000 to $110,000. Members under 65 years of age may be able to make non-concessional contributions of up to three times the annual non-concessional contributions cap in a single year.

Read more
Apr212021
CAWP Market Wrap

Market Wrap April 2021

Blog, Wealth Planning

Carrick Aland’s summary of global markets as the pandemic lingers, including major asset class performance and currency markets for April 2021.

Read more
Apr192021
downsized houses

Eligibility for downsizer contributions to super

Blog, SMSF

Older Australians who meet eligibility requirements can contribute up to $300,000 from the sale of their home into their super.

Read more
Apr142021
person tapping a wrist watch

Your SMSF may have a TBAR due 28 April

Blog, SMSF

The transfer balance account report for some SMSFs is due 28 April 2021. The TBAR is separate from the SMSF annual return and is a trustee reporting obligation. FInd out if you need to act.

Read more
Apr82021
gold coins in a broken egg

Indexation of super contributions caps

Blog, SMSF

When building an appropriate super nest egg, it’s important to understand the factors that can have an impact on your super balance come retirement. One of these factors is super contributions.

Read more
Apr62021
Helping your children, financially speaking

Helping your children, financially speaking

Blog, Wealth Planning

As a parent you probably have great expectations for your child. They will have everything you had and more! You will consider their every need and make the most of every opportunity to help them get ahead, right?

Read more
Mar302021
Employees standing in a row

Boosting Apprenticeship Commencements wage subsidy program

Coronavirus

An extension to the government’s apprenticeship wage subsidy program for another 12 months has been announced.

Read more
Mar292021

Four ways to teach children healthy money habits

Blog, Wealth Planning

As a parent, you try to ensure your children have the skills to make smart financial decisions. For example, you tell them about the importance of saving or the power of compounding interest. But did you know that you could be sending them negative money messages without meaning to?

Read more
Mar232021
bitcoin cryptocurrency being held in hand

Tax treatment of cryptocurrencies

Business Tax

If you invest in cryptocurrency you may need to include a capital gain or loss in your tax return. Find out how capital gains tax applies to cryptocurrency and the types of records that need to be maintained.

Read more
Mar162021

ATO’s taxable payments reporting system

Business Tax

More than 60,000 businesses haven’t complied with lodgement requirements under the Taxable payments reporting system for 2019–20. The TPRS is a black economy measure that helps the ATO identify contractors who don’t report or under-report income.

Read more
Mar152021

Cash flow can make or break your business, so take time to safeguard it

Blog, Wealth Planning

According to a recent survey by research firm East & Partners for lender Scottish Pacific, nearly 80% of owners of small and medium enterprises said cash flow issues caused them the most sleepless nights.

Read more
Mar152021

Economic Update @ February 2021

Blog, Wealth Planning

Over the month of February, the economic data that was released showed mixed results and share markets were volatile. However, optimism over medium-term growth and the global economic recovery continues to outweigh short-term concerns. Falling COVID-19 cases and vaccine deployment has reduced restrictions and economies are expected to reopen soon.

Read more
Mar112021
yellow tradie ute

Be your best tradie with the right tech

Business Books

How can tradespeople go about streamlining their business and help set themselves up for 2021 with success?

Read more
Mar82021

Understanding some of the aged care terminology

Blog, Wealth Planning

Aged care is a complex and emotive topic and many people don’t think about their aged care needs until the time to do something is upon them – at which point the options can be limiting.

Read more
Mar22021
Wayne Turner Managing Partner of Carrick Aland

Duty, super and succession

Succession

In a planning process that establishes independent, financial security for the exiting generation as the priority, taking advantage of the significant taxation concessions associated with participating in this investment environment cannot be overlooked.

Read more
Feb232021
smart phone laptop desk

ATO online services for business

Business Tax

Online services for business has been co-designed with business and makes it easier for you to interact with the ATO online to manage your tax and super obligations.

Read more
Feb192021
Wayne Turner and David Johnson Carrick Aland succession specialists

Rural Succession Planning Workshop

Media Releases, Succession

Carrick Aland Managing Partner and rural Succession Specialist, Wayne Turner, will be speaking at a free Rural Financial Counselling Service event on 3 March 2021 in Clifton.

Read more
Feb182021

Economic Update as at January 2021

Blog, Wealth Planning

Over the month of January, economic data signalled a short term hit due to pandemic-related restrictions. This overshadowed a strong fourth quarter experienced by China. The continued global roll-out of COVID-19 vaccines in various countries continues to underpin the expected rebound of markets in 2021. The smooth transition of Brexit and the beginning of Biden’s…

Read more
Feb162021
Queensland state flag

Queensland Government Grants

Management Advice

Here we cover the Queensland state government grants and incentives for small and medium enterprises which are currently open. For help determining your eligibility or for assistance with an application, please contact Carrick Aland.

Read more
Feb152021

Small steps to great success

Blog, Wealth Planning

If you want to get ahead, financially, it’s necessary to take some steps to get there. It may seem daunting and overwhelming but like anything, if you have a professional guiding you along the way, small steps can lead to something great.

Read more
Feb92021
JobMaker Hiring Credit

Can the JobMaker Hiring Credit help your business?

CAConnect

The JobMaker Hiring Credit could mean that your business will receive payments for new positions you create. Find out if you’re eligible.

Read more
Feb82021

The financial impact of a furry friend

Blog, Wealth Planning

There are over 29 million pets in Australia with approximately 61% of households owning one of these 29 million pets. Of that 61%, most are dog owners at 40%, followed by cat owners at 27%. In 2019, over 60% of dog and cat owners considered their pet as a member of their family – which means we want to treat them well and keep them in good health for a long and happy life, but at what cost?

Read more
Feb22021
CORONAVIRUS SUPPLEMENT EXTENDED

JobKeeper extension 2 has started

Coronavirus

The second JobKeeper extension has started and covers the JobKeeper fortnights between Monday 4 January and Sunday 28 March 2021. See if you are eligible for JobKeeper extension 2 even if you weren’t eligible for extension 1.

Read more
Feb12021

What financial mistakes have you made? Could they have been avoided?

Blog, Wealth Planning

Have you made a big financial mistake in the past? One that cost you a lot of time and money to fix? One that caused you a big headache?
Financial stress can be a major trigger for a lot of people, it is a big burden to carry around, but not one you need to carry alone. Speaking to a professional Financial Adviser can set your mind at ease once you have a plan in place and a financial goal to build towards.

Read more
Jan282021

Capital Gains Tax and succession

Succession

The focus of a well-orchestrated succession planning process must be around discovering and addressing the wants of individuals in a manner that ensures ongoing business viability along with the achievement of alignment and a sense of family equity. Read how.

Read more
Jan202021

Economic Update as at December 2020

Blog, Wealth Planning

Over the month of December, markets broadly achieved positive returns as vaccine roll-outs and another fiscal stimulus package in the US offset bad news on the virus front. Restrictions tightened in many countries as new COVID-19 cases across the developed world surged, as a new more infectious COVID-19 strain began to spread globally. However, vaccination programs have given markets hope that economies will fully reopen over the next year.

Read more
Jan182021

Five ways to stick to your financial resolutions

Blog, Wealth Planning

It’s that time of year when we set new goals or dust off old ones. But how can we boost our chances of sticking to our financial resolution? Here are some practical tips.

Read more
Jan142021
Wayne Turner Managing Partner of Carrick Aland

The Roll of Wills and Other Legal Agreements in Succession Planning

Succession

Whilst not an exact science, following a structured framework in analysing differing concepts of equity not only assists in providing comfort in the context of “having done the best possible for all” but is also an effective tool in educating and conveying reason, to all family stakeholders, for what may be seen as tough, “knock on” implications of the concepts adopted.

Read more
Jan112021

Staying Cyber Safe This Year

Blog, Wealth Planning

With the increased activity online – be it due to working from home, home schooling, or simply because we have found a great availability of engaging and interesting content and streaming services, we are online a lot more and need to consider if we are adhering to safe cyber practices at home. This means having the right protective measures in place, and ensuring we are discussing safe cyber practices with other members of our household. 

Read more
Dec242020
farm

Back to work in agriculture incentive scheme

Agriplan, Coronavirus

QLD agricultural employees could be eligible for payments of up to $1,500 to assist with accommodation & transport costs associated with travelling and staying remotely. Applications close once all funding has been allocated or before 30 June 2021.

Read more
Dec232020
Merry Christmas & a Happy New Year

Carrick Aland and the year that was 2020

Blog, Community

As we farewell what was a very challenging year we would like to wish you all – your families and friends – a wonderful festive season. We look forward to seeing you in the new year! Please note that Carrick Aland’s office will be closed from 24th December 2020 and will reopen on 4th January 2021.

Read more
Dec222020
Employees standing in a row

New JobMaker Hiring Credit

Coronavirus

Registrations are now open for the JobMaker Hiring Credit. Find out about the eligibility criteria and how to register as an employer.

Read more
Dec162020

Economic Update as at November 2020

Blog, Wealth Planning

While COVID-19 cases continued to soar in the US, UK and Continental Europe over November, markets shrugged off short-term developments and soared on the back of positive vaccine news and the US presidential election results. Domestic and developed overseas share markets achieved strong positive returns for the month, with outperformance in sectors that are expected to benefit from a removal in restrictions next year, such as energy.

Read more
Dec152020
road map of Toowoomba region

Succession planning and family equity

Succession

Economics dictates that succession in a farming environment can rarely directly involve all family members of the next generation. Economics also dictates that farming successors require what can often be viewed as a ‘leg up’ to ensure the successful continuation and future viability of farming or grazing operations. Read why.

Read more
Dec72020

Super re-contribution strategy explained

Blog, Wealth Planning

Super re-contribution is a process where, upon you meeting a condition of release, you withdraw money from super fund and then re-contribute the funds back into your super fund as a personal non-concessional contribution. This process is used to increase the tax free portion of your super fund benefit.

Read more
Nov182020

Economic Update as at October 2020

Blog, Wealth Planning

Overseas shares posted negative returns in October 2020 as fears of a slowdown in the recovery materialised with onerous restrictions being re-imposed amid resurgence in COVID-19 cases. Overseas shares fell back into negative territory returning -3.2%, in hedged terms, over October. Global economic data for Q3 is showing a rebound from a similar sized economic collapse but forward looking data is already indicating another slowdown ahead, especially in Europe and the United Kingdom (UK) as further cases have brought back restrictions.

Read more
Nov172020
Wayne Turner Managing Partner of Carrick Aland

Leaving the next generation with a viable ongoing business

Succession

To achieve a level of comfort around accepting the financial position imposed by any proposed plan, farm successors need to know exactly how addressing the identified wants of an exiting generation will impact their future viability.

Read more
Nov162020

Do you have more than one super account?

Blog, Wealth Planning

Did you know there are over 10 million Australians with a superannuation account, approximately 36% of which hold more than one, which make up $20.8 billion in ‘lost super’. Is some of that yours?

Read more
Nov102020
2020 MyBusiness Finalist seals

Carrick Aland shortlisted in MyBusiness Awards

Media Releases

Carrick Aland has been named as finalists in the 2020 MyBusiness Awards for Professional Services Business of the Year and Finance Business of the Year!

Read more
Nov92020

The Financial Impact of a Furry Friend

Blog, Wealth Planning

There are over 29 million pets in Australia with approximately 61% of households owning one of these 29 million pets. Of that 61%, most are dog owners at 40%, followed by cat owners at 27%. In 2019, over 60% of dog and cat owners considered their pet as a member of their family[1] – which means we want to treat them well and keep them in good health for a long and happy life, but at what cost?

Read more
Nov52020

Succession planning and establishing the wants

Succession

In our first article of this succession planning series, we focused on recognising the need for and encouraging early engagement in the succession process. But where to start?

Read more
Nov32020
Barley crop storm clouds

Double check ABNs at natural disaster time

Management Advice

As the risk of natural disasters increases at this time of year, check your Australian business number (ABN) details are current and refresh if needed. Emergency services and government agencies can use ABN details to provide help to you in times of emergency.

Read more
Oct292020
Lizzy Wunsch_Warra barley crops_long

Federal Budget farm machinery write-offs

Coronavirus, Farm Tax

Under the Federal Budget handed down this month, farmers can instantly write off the full value of machinery purchases. Previously, a portion would have been tax-deductible in the first year, and the rest would have depreciated over future years.

Read more
Oct272020

Activity supplement

Agriplan

You can claim an activity supplement if you get Farm Household Allowance. Activity supplements help pay for activities in your Financial Improvement Agreement and can add up to $10,000 in total.

Read more
Oct222020
Wayne Turner Managing Partner of Carrick Aland

Succession planning: need and timing

Succession

There is a lot of good to be achieved when succession planning is taken on proactively and within a structured process. Having wholesome conversations that discover the objectives and desires of all involved and dealing with challenging decisions without delay makes the process much easier and rewarding for all.

Read more
Oct202020
CORONAVIRUS SUPPLEMENT EXTENDED

JobKeeper V2 Payment

Coronavirus

Employers wanting to claim JobKeeper payments from 28 September will need to reassess their eligibility and prove that turnover has declined. Some businesses that did not qualify for the original JobKeeper payments may find that they now qualify for the new JobKeeper payments.

Read more
Oct192020

Economic Update as at September 2020

Blog, Wealth Planning

Over the month of September, markets experienced a reversal in investor sentiment. Apart from Overseas Small Caps and Emerging Markets, which returned 1.0% and 1.5% respectively for the month, equity markets broadly experienced negative returns.

Read more
Oct152020
cotton crop

Impact of Cotton report

Agriplan

Cotton with a Conscience report examines the contribution that cotton makes to our economy, the investment in the health, safety, education and prosperity of its workforce, and the ways in which cotton community businesses and individuals give back locally through financial, time and in-kind contributions.

Read more
Oct132020
gavel being struck on a wooden desk

Wage theft now a criminal offence in Queensland

Business Books

The Queensland Criminal Code has been amended to enable employers to be prosecuted for stealing if they intentionally fail to pay or underpay their employees’ wages or other entitlements. If you’re an employer, do you know what’s required in relation to the new wage theft offence?

Read more
Oct72020
Federal Budget cash and calculator

2020/21 Federal Budget Summary

Business Tax

The Federal budget is out and it’s a once in a generation budget to rebuild and tame the recession. Business is at the heart of our economic recovery with a range of support measures and the creation of jobs.

Read more
Oct12020
farming family

Succession planning for farming families

Succession

By failing to commence a transition, farming families could not only miss out on the business advantages that come from nurturing and developing another level of management autonomy, but also run the risk of missing out on real financial opportunities that have the potential to deliver a significantly enhanced the outcome for all.

Read more
Sep292020
yellow tradie ute

Instant asset write-off and the car limit

Business Tax

If your business is eligible to claim the instant asset write-off, read why you need to consider the car limit.

Read more
Sep282020

Take Control of your Retirement

Blog, Wealth Planning

Are you affected by the increase in the Age Pension’s qualifying age? Take steps now to avoid getting caught short on retirement income.

Read more
Sep242020
cash

Know your boosts inside and out

Business Tax, Coronavirus

If you’ve received a cash flow boost, you may be wondering if the amounts you’ve received affect your income or deductions this tax time. Here are the four essentials you need to know when lodging your tax return.

Read more
Sep222020
massive closing down sale sign

How to manage employees when you sell or close your business

Management Advice

Closing or selling a business can be complicated for both owners and employees. Understand how to manage your employees and your obligations if you close or sell your business.

Read more
Sep212020

Own, Rent or Travel – What is your Retirement Lifestyle Preference?

Blog, Wealth Planning

As record numbers of Australians transition into retirement, considering your retirement lifestyle, the cost of living and your expected annual retirement income, is crucial in your retirement planning.

Read more
Sep182020

Economic Update as at August 2020

Blog, Wealth Planning

For the month of August, growth assets performed well as investor momentum remained strong. Economic data continued to be encouraging with another strong set of US nonfarm payrolls. As the world continues to open up, retail sales for the US, UK and Eurozone are now back at pre-COVID-19 levels, following the worst quarterly GDP declines on record for most countries. Purchasing manager indices remain in expansionary territory. Australian small caps was the strongest performing equity market, returning 7.2% over August whilst overseas hedged investors realised greater relative gains from the continued appreciation of the Australian Dollar.

Read more
Sep172020
Farmer-on-tablet-in-field-1.jpg

2021 Science and Innovation Awards

Agriplan

Grant applications are now open for the 2021 Science and Innovation Awards for Young People in Agriculture, Fisheries and Forestry. If you’re 18-35 and want to make a difference in agriculture, this is your chance to apply for a grant of up to $22,000 to fund your project that will benefit Australia’s primary industries.

Read more
Sep152020
Vinnies Drought Help

Drought Community Support Initiative extension

Agriplan

Financial support of up to $3,000 is available to eligible drought-affected households through the Drought Community Support Initiative Round 2.

Read more
Sep142020

Do you have more than one Super Account?

Blog, Wealth Planning

Did you know there is over 10 million Australians with a superannuation account, approximately 36% of which hold more super accounts, which make up $20.8 billion in ‘lost super’. Is some of that yours?

Read more
Sep82020
volunteer hands raised

QLD Volunteer grants open now

CAConnect

Volunteering Queensland, on behalf of the Australian Government, is offering 2020 Supplementary Volunteer Grants to organisations across Queensland to support the efforts of volunteers in building stronger, more resilient communities.

Read more
Sep72020
infographic_discuss-your-financial-goals-online_m3

Discuss Your Financial Goals Online!

Blog, Coronavirus, Wealth Planning

If you are not able to visit us in person, or it is more convenient to work with us digitally, we have the capability and technology to make it easier for us to connect with you. We have also considered how we can do this in a safer online environment.

Read more
Sep32020
cash

Cash Boost for P&Cs

CAConnect, Coronavirus

The ATO Not-for-Profit team are keen to ensure all eligible P&Cs receive their Cash Boost entitlement. In order to streamline the process, P&Cs are invited to complete a survey.

Read more
Aug242020

Five tips for looking after your large household’s finances

Blog, Wealth Planning

Taking care of household finances can be taxing, especially if you have a big family. But with proper planning and budgeting, there’s no need to stress.
Here are some tips to help you effectively manage your household finances.

Read more
Aug202020
wooden blocks that spell budget

2020 ‘mini-Budget’

Blog

On 23 July 2020, a ‘mini-Budget’ was delivered by the Treasurer Josh Frydenberg. We provide a summary including the announcements made in relation to the COVID-19 early release of super and more. Due to the COVID-19 pandemic, the full 2020-21 Federal Budget will be delivered on 6 October 2020.

Read more
Aug192020

Economic Update as at July 2020

Blog, Wealth Planning

The month of July generally saw positive returns across asset classes, as growth assets continue to gain. Emerging Markets were the strongest performing market in equities, with the MSCI EM Index (UH) returning 4.6% over the month. On the domestic front, Australian small caps outperformed large caps and overseas hedged investors realised greater gains from the appreciation of the Australian dollar.

Read more
Aug182020
smart phone laptop desk

‘Shortcut’ method for home office expenses

Blog

Work-related expenses can be complex, so it’s important to consider seeking professional advice from registered tax agents like Carrick Aland prior to lodging your tax return.

Read more
Aug172020

Five Financial Moves to Make in your 40s

Blog, Wealth Planning

Being in your 40s often involves balancing many responsibilities that it becomes easy to neglect your own financial wellbeing. But it’s not too late to secure your future. Here are some tips that may help you financially make the most of your 40s.

Read more
Aug122020
CORONAVIRUS SUPPLEMENT EXTENDED

Coronavirus Supplement and JobSeeker Payment update

Coronavirus

We provide a summary of the update including announcements made in relation to the COVID-19 Coronavirus Supplement and JobSeeker Payment, JobKeeper Payment, Apprentices and Trainees wage subsidy and the Coronavirus SME Guarantee Scheme.

Read more
Aug62020
tax time

Deductions for work-related home office expenses

Blog

When it comes to lodging your individual tax return, Carrick Aland notes the important distinction between taxable income and assessable income.

Read more
Aug42020
factory warehouse stock inventory

Tax time toolkit for factory employees

CAConnect

If you work as a factory worker, find out what you can claim as deductions for expenses incurred as a manufacturing employee.

Read more
Jul302020
Real Estate professional

Tax time toolkit for real estate professionals

CAConnect

If you work as a sales professional, find out what you can claim as deductions for expenses incurred as an employee in real estate.

Read more
Jul282020
police station sign

Tax time toolkit for police

CAConnect

If you work as a police officer, find out what you can claim as deductions for expenses incurred as a community and personal service employee.

Read more
Jul272020

Helping your children, financially speaking

Blog, Wealth Planning

As a parent you probably have great expectations for your child. They will have everything you had and more! You will consider their every need and make the most of every opportunity to help them get ahead, right?

Read more
Jul232020
nurse midwife carer

Tax time toolkit for nurses

CAConnect

If you work as a nurse, midwife or carer, find out what you can claim as deductions for expenses incurred as a community and personal service worker.

Read more
Jul222020
0720 JobKeeper 2.0

Extension of the JobKeeper Payment

Coronavirus

The Government is extending the JobKeeper Payment by a further six months to March 2021. Support will be targeted to businesses and not-for-profits that continue to be significantly impacted by the Coronavirus. The payment rate will be reduced and a lower payment rate will be introduced for those who work fewer hours. Retesting of eligibility will apply.

Read more
Jul212020
cleaner holding red bucket

Tax time toolkit for cleaners

CAConnect

If you work as a cleaner, find out what you can claim as deductions for expenses incurred as a cleaning employee.

Read more
Jul202020

Get Insurance While You’re Still Bulletproof

Blog, Wealth Planning

According to research by TAL insurance provider the cost of personal insurance soars after the age of 35. This is also the time in our lives that you may be going through significant change such as marriage, children, a bigger mortgage and more responsibilities.

Read more
Jul172020

Economic Update as at June 2020

Blog, Wealth Planning

Growth assets continued to recover over June, but at a slower and more volatile pace than in May. Markets were encouraged by the gradual reopening across the developed world and by economic activity indicators, such as non-farm payrolls, but the optimism was tempered by evidence of the pandemic regaining pace in the US and some large emerging market countries such as India and Brazil.

Read more
Jul162020
Hairdresser or beauty therapist

Tax time toolkit for hairdressers and beauty therapists

CAConnect

If you work as a hairdresser or beauty therapist, find out what you can claim as deductions for expenses incurred as a salon employee.

Read more
Jul152020
carrick aland toowoomba office

Tax time toolkit for office workers

CAConnect

If you work in an office, find out what you can claim as deductions for expenses incurred as a clerical or administrative employee.

Read more
Jul142020
trade tech

Paid a tradie or other contractor to help you?

Business Tax

For anyone in building and construction, cleaning, courier, road freight service, IT or security, if you’ve paid a tradie or other contractor for building and construction services in the last year, check if you need to lodge a Taxable Payments Annual Report (TPAR) by 28 August.

Read more
Jul142020
infographic_homebuilder-explained_m3

HomeBuilder explained

Coronavirus

It’s true – we are biased at Carrick Aland because we believe that we have some of the best builders around as clients. If after reading about the HomeHuilder scheme you want to discuss taking matters further with any of our talented tradie clients, give us a call and we will put you in touch.

Read more
Jul132020
Couple standing in front of organic food store smiling

Tax time toolkit for retail employees

CAConnect

If you work in retail, find out what you can claim as deductions for expenses incurred as a retail employee.

Read more
Jul102020
Craig Dickson Middlemount GRIT Positive Psychology

Tax time toolkit for miners

CAConnect

If you’re a miner, learn what you can claim at tax time. Find out what you can claim as deductions for expenses incurred as a mining employee.

Read more
Jul92020
teacher

Tax time toolkit for teachers

CAConnect

If you’re an educator, learn what you can claim as deductions for expenses incurred as a teaching employee.

Read more
Jul92020
rental

Own a rental? What you need to know this tax time

Coronavirus

The COVID-19 pandemic has placed property owners and tenants in unforeseen circumstances. Many tenants are paying reduced rent or have ceased paying because their income has been adversely affected by COVID-19.

Read more
Jul82020
yellow tradie ute

Tax time toolkit for tradies

CAConnect

If you’re a tradie, learn what you can claim at tax time. Find out what you can claim as deductions for expenses incurred as an employee tradie.

Read more
Jul72020
ABS Covid impact survey visual

ABS reveals COVID impact, widespread business revenue drop

Coronavirus

Two-thirds of Aussie businesses have suffered a decrease in business revenue compared to last year, with more than three in every 10 estimating that drop to have exceeded 50 per cent, according to the ABS Business Impacts of COVID-19 Survey results for June 2020.

Read more
Jul62020

Small Steps to Great Success

Blog, Wealth Planning

If you want to get ahead, financially, it’s necessary to take some steps to get there. It may seem daunting and overwhelming but like anything, if you have a professional guiding you along the way, small steps can lead to something great.

Read more
Jul32020
farmer and his dog in harvested paddock

Tax time toolkit for agriculture employees

CAConnect

Carrick Aland’s own tax team is comprised of many local farmers who know firsthand that the devil is in the detail when it comes to getting your tax right. If you’re an employee in the agriculture industry it pays to learn what you can claim at tax time.

Read more
Jul22020
july

Key FY21 changes to note

Business Tax

HAPPY FY21! Some changes help minimise tax. Others reduce exposure to an ATO tax audit. We have outlined these action points to assist you. Please carefully consider this information and contact us immediately if you have any questions we can answer or assist.

Read more
Jun302020
WDRC Mayor Paul McVeigh and Daniel Bartkowski

WDRC Round 2 – Business Recovery Planning Initiative

Coronavirus

Council will extend the Business Recovery Planning Initiative and will offer a second round of free consultation sessions to local businesses. Applications reopen on 1 July 2020. WDRC will reimburse professional service providers up to $605 for each business consult so business owners are supported at this critical time in their recovery.

Read more
Jun262020
person tapping a wrist watch

Last Minute Tax Minimisation Tips

Business Tax

This has probably been the most difficult year ever for business owners due to the impact of COVID-19. And this makes Tax Planning for 2020 and key actions before 30 June more important this year than for any previous year. As a business owner, there are many obligations that you need to consider and action just before and after 30 June.

Read more
Jun252020

Economic Update as at May 2020

Blog, Wealth Planning

Following the strong rebound in risk assets over April, the recovery continued into the month of May. Markets were encouraged by the slowdown in new COVID-19 cases and the gradual relaxation of lockdown restrictions across a number of US states, European countries and the United Kingdom.

Read more
Jun242020
save the date

Breaking News – QLD Small Business COVID-19 Adaption Grant Round 2

Coronavirus

⚠️ The QLD Government’s Small Business COVID-19 Adaption Grant Program Round 2 opens 1 July 2020. To get ready to submit an application, save the date and read on. Hurry! The first round closed fast.

Read more
Jun232020
Carrick Aland Australian Multiservice Firm of the Year

Carrick Aland Named Best Multiservice Accountants in Australia

Media Releases

Carrick Aland is named Multiservice Firm of the Year at the 2020 Australian Accounting Awards. This award recognises the stand out firm in the Australian accounting industry that most effectively diversifies its offerings with services complementary to accounting and we are thrilled to be recipients of this highly prestigious recognition.

Read more
Jun152020
retired couple on beach

Jon Glass’s Top Tips For Retirement

Blog, Wealth Planning

Retirement is a major transformation in your life. So why should you want to ‘fall into it’ when some planning and thought can help?

Read more
Jun102020
tractor in ploughed field

$150,000 instant asset write-off extended

Agriplan

Farmers have applauded the federal government’s decision to extend its $150,000 instant asset investment write-off offer until December after many businesses highlighted the previous deadline was too short to make practical use of the incentive.

Read more
Jun22020
reading library books

QLD non-essential business and activities

Blog, Coronavirus

Update to keeping safe by restricting business and activities to prevent new cases of COVID-19.

Read more
May282020
tax planning

2020 Business Tax Planning Guide

Business Tax

Imagine what you could do with tax saved? Use our guide for strategies you can use to minimise your business tax and talk with us before the 30 June 2020 deadline for assistance to reduce your tax!

Read more
May272020
tax time

SBSCH USERS Deadline reminder to claim your tax deduction

Business Tax

Small Business Superannuation Clearing House users – want to claim a deduction for superannuation contributions? Your super payments must be accepted by 23 June 2020.

Read more
May262020
Farming on the Front Foot with Carrick Aland

Farm Financial Plans

Agriplan

Carrick Aland has farmers covered with Farm Advisory services including your Farm’s Financial Plan. Call us 07 4669 9800 to get your Farm’s Financial Plan underway with a free no-obligation demonstration to see your FY21 farm budget in a new light.

Read more
May212020
cash

QLD Small Business Adaption Grant Program

Coronavirus, Management Advice

The objective of this program is to support small businesses subject to closure or highly impacted by the coronavirus (COVID-19) shutdown restrictions announced by the Queensland Government, to adapt and sustain their operations, and build resilience.

Read more
May202020
AAA20_seal_finalists_Multiservice Firm of the Year

Carrick Aland Named Accounting Awards Finalists

Community, Media Releases

AccountantsDaily has shortlisted Carrick Aland as finalists for the Multiservice Firm Of The Year in this year’s Australian Accounting Awards.

Read more
May202020

Economic Update as at April 2020

Blog, Wealth Planning

The fiscal and monetary stimulus packages implemented by governments and central banks globally have helped markets rebound fairly strongly over the month of April. Central bank interventions and massive asset purchase programs, including high yield bonds and direct lending to companies, helped restore liquidity in the global financial system.

Read more
May192020

Expanded instant asset write-off ends in weeks

Business Tax

Small to medium-sized businesses are reminded that there are just weeks left to make the most of the government’s increased instant asset write-off offer.

Read more
May142020

JobKeeper Payment phone scam

Business Books, Coronavirus

⚠️ The ATO is receiving reports of scammers pretending to be from the ATO calling members of the public and asking them to provide their bank account details. They are saying that their employer has registered them for JobKeeper, but that the ATO needs their bank account details to deposit the funds into their account. Do not provide the information requested. If you are unsure if an ATO call is legitimate, hang up and phone 1800 008 540 to check.

Read more
May122020
rental

COVID-19 and residential rental property

Business Tax, Coronavirus

The ATO has developed some information to assist clients with residential rental property to understand their tax obligations during COVID-19. Check the frequently asked questions link for help with answers to common questions.

Read more
May82020

Western Downs Business Recovery Planning Initiative

Media Releases

Carrick Aland has been approved as professional service providers in Western Downs Regional Council’s Business Recovery Planning Initiative. Businesses operating for-profit and located in the WDRC Local Government Area will be eligible to apply for funding for a COVID-19 business recovery consultation session.

Read more
May52020
dalby aerial

Queensland Small Business Month 2020

Blog, Community

May is the month to show your support for Queensland’s small businesses. Shop locally and show how you support small business on social media with #supportsmall. Find information on immediate support available for small businesses as a result of COVID-19.

Read more
Apr272020
infographic_the-governments-jobkeeper-payment-explained

The Government’s JobKeeper Payment explained

Business Books, Coronavirus

If your business is signed up to receive the JobKeeper payment subsidy, the first monthly report is due BEFORE you get paid.

Read more
Apr222020

Economic Update as at March 2020

Blog, Wealth Planning

COVID-19 has continued to spread rapidly around the world and was declared a global pandemic by the World Health Organisation. This has caused a severe shock to the global economy and financial markets have responded with sharp drops in share prices, a rise in credit spreads and a flight to defensive assets over March.

Read more
Apr222020
Personal Risk Insurance

COVID-19 and the Importance of Life Insurance

Blog, Coronavirus, Wealth Planning

The advent of a global pandemic in COVID-19 has been a shocking event in many ways, more obviously from a health perspective. COVID-19 is clearly a highly dangerous virus for those over 70 and those with existing health conditions. Having said that there have also been cases of people who are both relatively young and…

Read more
Apr222020

Increase in Scams Targeting Superannuation

Blog, Coronavirus

The ACCC has advised that scammers are taking advantage of people financially impacted by the Coronavirus crisis by falsely selling products or services online and using fake emails or text messages to try and obtain personal data.

Read more
Apr222020

Summary of COVID-19 stimulus announcements

CAConnect, Coronavirus

Please review our summary of economic stimulus as each currently stands and contact Carrick Aland to discuss further your options and what may be available for you. We have outlined details for 13 Federal and State Government initiatives.

Read more
Apr212020

Nominations open for 2020 Australian Farmer of the Year

Agriplan, Community

Nominate a farmer for the prestigious Farmer of the Year Award! Farmers across the country are encouraged to nominate in the Kondinin Group and ABC Rural 2020 Australian Farmer of the Year Awards.

Read more
Apr172020

Market Volatility and Your Portfolio Factsheet

Blog, Wealth Planning

Concerned about recent market volatility and the effect on your portfolio? Volatility is part of investing, and whilst we can avoid it, there’s typically a price to pay for doing so in the form of lower expected returns over the long term. This factsheet will give you some of the facts about taking a long-term…

Read more
Apr162020

Understanding Changes to Centrelink Entitlements

Blog, Coronavirus, Wealth Planning

Are you concerned about your Social Security (and Department of Veterans’ Affairs) pensions and other income support benefits due to the Coronavirus situation? Recent changes in the value of your investments due to market movements may increase your social security entitlements, or you may become eligible for a benefit.

Read more
Apr152020
Parliament_House_at_dusk,_Canberra_ACT

Update on Government Stimulus Measures to Combat Coronavirus

Blog, Coronavirus, Wealth Planning

Since the release of the Coronavirus stimulus package there has been some clarification of several measures and a number of further announcements which seek to extend assistance to more people who have been impacted.

Read more
Apr142020

Are you concerned about your business in these uncertain times?

Coronavirus, Management Advice

As the coronavirus impacts our country and our way of life, we’re not only helping farm and business owners to endure the COVID-19 crisis; we’re future planning with families and businesses to thrive beyond it.

Read more
Apr82020
smart phone laptop desk

Employees working from home

Business Books, Coronavirus

Working from home because of coronavirus? You’re now eligible for a new 80 cents per hour tax shortcut.

Read more
Apr72020
bar in a brewery

$50M in coronavirus tax relief for Qld pubs and clubs

Business Tax, Coronavirus

The Qld Government has announced extra tax relief for Queensland pubs and clubs who are impacted by the new measures introduced in response to the Coronavirus (COVID-19) health crisis.

Read more
Apr62020
Carrick Aland digital meeting

Carrick Aland COVID-19 office update April 2020

Coronavirus

In the interests of the health and safety of your team and ours, all our communication with you can be done digitally. As circumstances change on a daily basis, we will continue to communicate any updates as they happen.

Read more
Apr32020

FREE Working from Home ATO factsheet

Business Tax, Coronavirus

If you work from home right now, remember to keep records and receipts for your home office expenses, along with a record of the hours you work from home. Keeping good records now will help to get your deductions right at tax time. The ATO has a PDF poster you can download to help understand what you can claim.

Read more
Apr22020

Mental health and wellbeing during the Coronavirus COVID-19 outbreak

Community, Coronavirus

It is understandable that during times like this, people may be feeling afraid, worried, anxious and overwhelmed by the constantly changing alerts and media coverage regarding the spread of the virus. While it is important to stay informed, we outline some mental health and wellbeing tips and strategies to continue looking after ourselves and each other during these difficult times.

Read more
Apr22020
Queensland state flag

State and territory information, grants and assistance

Agriplan, Coronavirus

Find the latest coronavirus information, grants and support in your state or territory.

Read more
Apr22020

Coronavirus and Australian workplace laws

Business Books, Coronavirus

Find out about your workplace entitlements and obligations if you’re affected by the outbreak of COVID-19, including information about stand downs from work, working arrangements impacted by school closures, and pay and sick leave entitlements.

Read more
Apr12020
cattle

QLD Market diversification and resilience grants

Agriplan

Business Queensland is providing assistance for businesses impacted by the coronavirus (COVID-19) outbreak through the Market Diversification and Resilience Grants (MDRG) program.

Read more
Mar312020
sole trader

Coronavirus support available for sole traders

Coronavirus, Management Advice

The Australian Government has announced measures to support businesses impacted by the coronavirus (COVID-19). If you’re a sole trader, learn what your business can get and where to go for help.

Read more
Mar312020

Coronavirus JobKeeper Payment

Business Books, Coronavirus

The Government has announced a $130 billion JobKeeper payment to help keep more Australians in jobs and support businesses affected by the significant economic impact caused by the Coronavirus.

Read more
Mar272020
tuckshop canteen

Cash flow assistance for small business including P&Cs

CAConnect, Coronavirus

The Government has increased its stimulus package to businesses and not-for-profits that have employees. State School P&Cs will qualify if they had employees at the 12th March 2020.

Read more
Mar272020
scam alert

Widespread reports of COVID-19 malicious scams

Coronavirus, Management Advice

In the last three months, the ACSC and the Australian Competition and the Consumer Commission’s (ACCC) Scamwatch have received over 140 reports from individuals and businesses across Australia. 

Read more
Mar272020
Employees standing in a row

QRIDA COVID-19 Jobs Support Loans

Coronavirus, Management Advice

The Queensland Government’s $1 billion COVID-19 Jobs Support Loan scheme is closed. QRIDA has updated its COVID-19 Jobs Support Loan page to indicate what successful candidates can expect for ongoing management of their loan.

Read more
Mar262020
graph on laptop screen

Government’s Stimulus Package response for business

Coronavirus, Management Advice

The Government is providing cash flow assistance for eligible businesses in the form of two separate measures. The following is a broad summary of the key aspects of the stimulus package in response to the Coronavirus, as recently announced and enacted.

Read more
Mar252020
farm

Government’s Stimulus Package response to the Coronavirus for individuals

Blog, Coronavirus, Wealth Planning

Various income support for individuals measures have been introduced so as to provide a ‘safety net’ for individuals who are financially impacted by the Coronavirus.

Read more
Mar242020
Income suppoer for individuals

Income support for Individuals

Agriplan, Coronavirus

To help with cash flow pressures during the coronavirus epidemic, the Commonwealth Government has made available an additional $550 per person per fortnight eligible for Farm Household Allowance as part of the updated economic stimulus package. We urge you to call us now on 07 4669 9800 to check your eligibility and for help with the application.

Read more
Mar232020
cash

Coronavirus Economic Stimulus Package UPDATE

Coronavirus, Management Advice

The Commonwealth Government yesterday released the second stage of its stimulus plan to cushion the economic impact of the coronavirus and help build a bridge to recovery. A total of $189 billion is being injected into the economy by all arms of Government in order to keep Australians in work and businesses in business.

Read more
Mar182020

Economic Update as at February 2020

Blog, Wealth Planning

Coronavirus fears drove losses across equity markets and sparked a flight to defensive assets over February. Global equity markets reached fresh highs in mid February, then sold off sharply alongside other risky assets shortly thereafter. The sell-off in markets stem from investor concerns regarding the spread of COVID-19, with an acceleration in reported cases outside mainland China, specifically in Italy, Iran and South Korea and the ramifications on global economic growth.

Read more
Mar172020
Coronavirus

Coronavirus Economic Stimulus Package

Business Tax

Australia’s Coronavirus Economic Stimulus package has been launched as a measure to protect the economy by maintaining confidence, supporting investment and keeping people in their jobs.

Read more
Mar162020

Market Update: Markets Fall on Oil Price & Virus Shocks

Blog, Wealth Planning

Market fluctuations often occur and short-term uncertainty is common. Over the long term, investment portfolios that are sensibly put together seek to deliver on long-term objectives.

Read more
Mar122020
all hands in

Crowdfunding disaster relief and tax

Business Tax

Read why giving to or receiving money from crowdfunding campaigns set up to help people impacted by drought or disaster can have tax implications.

Read more
Mar102020
wages and salaries payroll files

PAYG instalment variations

Business Books

The ATO is expected to adopt a ‘benign approach’ to PAYG instalment variations in the wake of recent disasters. Business and farm operators should seek assistance to talk with us about where your profit is year to date and what options you may have to vary instalments.

Read more
Mar52020

Markets fall on coronavirus fears

Blog, Wealth Planning

Share markets fell last week with the Australian market experiencing one of its worst weeks since August 2011 (when people thought the EU would break up). Negative returns in any given period can happen in the share market with this week standing out for its severity. However, we also see historically shares have lost value in approximately 22 weeks out every 52 weeks since 1980. It is not a rare thing to see in the share market.

Read more
Mar42020

Regional Investment Corporation (RIC) interest free Drought loans

Agriplan

The Government announced changes to the Drought loan scheme. The biggest change is the enhancement of Drought loan terms to offer 2 years interest free, 3 years interest only and 5 years principal and interest. Loans are for amounts of up to $2 million.

Read more
Mar32020
drought

Ergon Energy drought relief

Agriplan

If you’re a farmer living in a drought-affected area, Ergon Energy may be able to help. They offer drought relief in the form of waived charges and deferred payments.

Read more
Mar22020
payroll apps

New award requirements from March 2020

Business Books

If you’re an Australian employer, you may be aware that changes took effect from 1 March 2020 to modern awards that will require added compliance.

Read more
Feb282020
Bushfire Australia

Bushfire grants available to more Qld primary producers

Agriplan

Impacted farmers in an additional 11 local government areas across Southern and Eastern Queensland will now have access to grants of up to $75,000 to assist with their bushfire recovery.

Read more
Feb262020
Australian Small Business Champion Awards 2020 logo

Carrick Aland named 2020 Champions Finalist

Media Releases

The Australian Small Business Champion Awards is a prestigious program that supports and recognises Australian small businesses. Carrick Aland Group has been selected as a Small Business Champion Finalist from over 3,000 entries received this year!

Read more
Feb262020
Sarah Tobin Assistant Accountant

Sarah Tobin Assistant Accountant Dalby

Business Books

Read the reasons Carrick Aland Assistant Accountant Sarah Tobin took a leap of faith six years ago, relocated Down Under and decided to make the Western Downs her home.

Read more
Feb212020

Strategies For Dealing With Market Volatility

Blog, Wealth Planning

Financial markets by their nature are volatile. However, the more worrying time for investors is during periods of high volatility when prices move rapidly and unpredictably.
Market volatility can be a curse or a blessing. It all depends on how ready you are to deal with it.

Read more
Feb192020

How to open new markets with fresh new products

Management Advice

Growing your business means more cash for you now plus a higher sale price in the future when you decide to eventually sell your business. We look at how to open new markets with fresh new products or services using 7 great strategies.

Read more
Feb182020
Coronavirus

Coronavirus: The Economic Impact

Blog, Wealth Planning

What do we know so far? Since late December 2019 a new coronavirus strain, the 2019-nCov virus, began to emerge from Wuhan, China. The outbreak has been predominantly focused in China with a total of 20,624 confirmed cases and 427 deaths reported, but the number is growing each day. Outside of China there have been…

Read more
Feb172020

Economic Update as at January 2020

Blog, Wealth Planning

Global shares closed out the month with losses after reaching fresh highs in mid January 2020. Market sentiment has deteriorated since the coronavirus outbreak in mid January and its potential impacts. Emerging Markets suffered, specifically Latin America and China lagged in anticipation of economic growth fallout. Whilst UK and Japanese share markets fell, US shares…

Read more
Feb142020
Fuel petrol diesel

February 2020 fuel tax credit rate increase

Business Books

Understand the new fuel tax credit rates and the importance of calculating claims correctly and keeping complete and accurate records.

Read more
Feb132020
Chinchilla Community Centre

Carrick Aland moves to new home in Chinchilla

Media Releases

From 23 March 2020, Carrick Aland’s Chinchilla office will be relocated to premises within the Chinchilla Community Centre at 67-71 Middle Street. Director, Greg Burton, said the relocation from Bell Street will be a critical step for Carrick Aland’s presence on the Western Downs.

Read more
Feb122020
Xero

How to make your early stage business run more efficiently

Management Advice

Having the right technology can help you get new customers, upsell to existing ones, expand your offering and improve efficiency so you have time to focus on what matters. Here are some tips on the technology that will have an immediate effect on your business.

Read more
Feb52020
stagnation innovation signs

Reach Out Indigenous business support pilot program

Business Tax

The ATO announced the expansion of their Reach Out Indigenous business support pilot program to help Indigenous small businesses meet their tax and superannuation obligations through tailored support and education.

Read more
Jan282020
Woman making coffee in cafe

New Year, New Job – What are your Resolutions?

Blog, Wealth Planning

New year is a great time for making lifestyle changes, however, for resolutions affecting your financial health, there’s often no better time than when starting a new job.

Read more
Jan222020

Income Protection Insurance Is Changing

Blog, Wealth Planning

From 31 March 2020, insurance companies must stop providing ‘agreed value’ policies that are based on the income you advise at the start of cover, regardless of any subsequent change in income. This means no more ‘agreed value’ contracts can be bought or sold after 31 March 2020.

Read more
Jan212020

Economic Update as at December 2019

Blog, Wealth Planning

Global equity markets staged a strong finish to 2019, with investors favouring riskier assets amidst declining trade war concerns and easing geopolitical tensions. US equities posted solid returns over December, as Hedged Overseas Developed Shares increased by 2.3%.

Read more
Jan152020
payroll on a keyboard

Do you hire contractors?

Business Tax

Read why employers can be caught out with penalties and charges if they misclassify their workers.

Read more
Jan82020
business owner

How to find new customers

Management Advice

Happy New Year! Read how to find new customers with 11 easy ideas that you can try as you ease back into work or use to build a specific campaign.

Read more
Dec182019
scooters for salvos group

Extra Scooters and balls for drought families this Christmas

Media Releases

Carrick Aland is delighted to be able to donate scooters and balls with funds raised from our team so that the Salvation Army can give these out to deserving kids this Christmas.

Read more
Dec172019
now later sign

Rapid growth in use of Buy-Now-Pay-Later digital payments

Management Advice

New research from Roy Morgan shows 1.95 million Australians used one of the latest ‘buy-now-pay-later’ digital payment methods such as Afterpay, zipPay or zipMoney in the year to September 2019, up from 1.38 million in the previous 12 months.

Read more
Dec162019

Economic Update as at November 2019

Blog, Wealth Planning

Equity markets extended their rally in November with major indices reaching new highs. Markets were encouraged by reported progress on trade negotiations between the US and China, coupled with stable economic readings in the US and initial signs that growth deterioration in Europe may have bottomed.

Read more
Dec132019
bush fire

Bushfires November 2019

Business Tax

If your business or residential address is in one of the bushfire impacted postcodes, the ATO will automatically grant a two-month deferral for activity statements lodgments and payments due.

Read more
Dec112019
scooters for salvos group

Scooters for Salvos

Blog, Community

Carrick Aland is delighted to be able to donate scooters and balls with funds raised from our team so that the Salvation Army can give these out to deserving kids this Christmas.

Read more
Dec92019
water tank on stumps

QRIDA Primary Producer Sustainability Loans

Agriplan

QRIDA Sustainability Loans provide finance of up to $1,300,000 to assist in achieving a more productive and sustainable primary production enterprise.

Read more
Dec62019
Santa Gertrudis herd in paddock

Talbingo benefits from accounting upgrade

CAConnect

Read why Talbingo Pastoral Company’s move to Xero with ReceiptBank and Figured add-ons has been a worthwhile and timely process for their business.

Read more
Dec42019
Woman making coffee in cafe

How to increase your existing customers

Management Advice

Read how to increase your existing customer base with 9 easy ideas in time for the end of the year and planning for the next calendar year.

Read more
Dec22019
Carrick Aland Christmas

Fringe benefits tax and Christmas parties

Business Tax

Reminder of the potential fringe benefits tax (FBT) implications for celebrating with employees this festive season. FBT obligations depend on the amount spent, when and where a party takes place, who attends and the value and type of gifts given.

Read more
Nov292019
Xero

Australian digital business growth

Management Advice

Almost half of Australian bricks and mortar small business owners (48%) predict their business will operate entirely online in the future, with more than a quarter (26%) of these businesses foreseeing this happening in the next three years.

Read more
Nov272019

Have you got employees who salary sacrifice into super?

Business Books

Employers should take note of the new rules that became law on 28 October 2019, regarding the application of compulsory superannuation guarantee to salary sacrificed superannuation amounts.

Read more
Nov252019
David Johnston

Toowoomba Auditor and Accountant David Johnston

Agriplan

Accountant and Auditor David Johnston has been a familiar face at Carrick Aland since 1990 when he joined us straight out of university. Now as a Director, read why David still finds his role challenging yet very rewarding.

Read more
Nov222019
drought

Rural Aid Financial Assistance Application

Agriplan

Rural Aid is offering primary producers in QLD drought-affected areas (or flood-affected North Queensland) a one-off $1,500 towards bill payment. Apply now.

Read more
Nov202019
Multi-ethnic students in the bus.

Fuel tax credits for passenger air conditioning

Business Tax

From 1 November 2019, you must claim fuel tax credits for fuel used to power passenger air conditioning units (for example in commercial buses and coaches) at the rate for ‘heavy vehicles for travelling on public roads’.

Read more
Nov182019

Economic Update as at 31 October 2019

Blog, Wealth Planning

Equity markets returned mixed results during October. The US equity market rallied higher with major US indices reaching fresh highs. Hedged Overseas Developed Shares increased by 1.8% over the month. Markets were encouraged by the progress made on the US-China trade negotiations front and economic readings, which suggest that global growth may have stabilised.

Read more
Nov152019

The risks with log-books

Business Books

Close enough is not good enough. This case shows how pedantic the ATO – and AAT – will (and can) interpret the rules re a valid log book. Get some dates wrong and double up some odometer readings and it is not a valid logbook.

Read more
Nov132019
Fuel petrol diesel

Fuel up with BP and Xero Connect

Business Books

Read how BP has partnered with Xero Connect in Australia to enable business customers to automate the entry of monthly invoices related to fuel expenses into Xero.

Read more
Nov112019

Successful Investor Secrets

Blog, Wealth Planning

Successful investing can be one of your biggest allies in the quest for long-term financial security. Unfortunately, unsuccessful investing can leave you wishing you’d kept your money in the bank.
So what are the secrets to making your investments achieve what you want them to achieve? Here are some of the tactics used by successful investors around the world.

Read more
Nov82019

The Power of Regular Investing

Blog, Wealth Planning

One of the world’s most admired investors, Warren Buffett, is famous for saying “Don’t save what is left after spending; spend what is left after saving.”
While this approach may not always be possible, investing even just a small amount regularly can make a big difference over the long term.

Read more
Nov72019
Carrick Aland team poses at Dalby Business Excellence Awards

Carrick Aland named Judges Choice Professional & Business Services winner

Media Releases

Carrick Aland revealed as one of the winners at the 23rd Dalby Business Excellence Awards, announced at the ‘Diamonds & Dust’ gala event at the Dalby Events Centre on the weekend.

Read more
Nov72019
Kincora QLD Cotton field

Cotton farm curbs bookkeeping with cloud upgrade

Agriplan

Xero Certified Renae was already proficient in operating Xero with Carrick Aland’s clients and had experienced very positive outcomes using it, so it was a no brainer when it came to bringing her family’s farm onto a cloud bookkeeping system. We look at some of the key ways Renae helped to streamline the cotton farm’s bookkeeping.

Read more
Nov52019
Carrick Aland team poses at Dalby Business Excellence Awards

Carrick Aland named Dalby Business Excellence Award Winners

Blog, Community

Carrick Aland were revealed as one of the winners at the 23rd Dalby Business Excellence Awards, announced at the ‘Diamonds & Dust’ gala event at the Dalby Events Centre on the weekend.

Read more
Oct282019

Five tips for looking after your large household’s finances

Blog, Wealth Planning

Take the pain out of managing your family’s finances. Taking care of household finances can be taxing, especially if you have a big family. But with proper planning and budgeting, there’s no need to stress. Here are some tips to help you effectively manage your household finances.

Read more
Oct242019
the hon dr john mcveigh mp_member for groom.jpg

Carrick Aland mentioned in Federal Parliament

Blog, Community

Carrick Aland received a Federal Parliamentary mention from the Hon Dr John McVeigh MP, who congratulated our team for being announced as the winner of the Professional and Business category at this month’s Heritage Bank Business Excellence Awards.

Read more
Oct182019

Dollar Cost Averaging – Smoothing out the bumps

Blog, Wealth Planning

Whether it’s all new to you, or have some previous experience, investing your hard-earned dollars can be daunting. How can you be sure you’re entering the market at the right time?

Read more
Oct172019

Carrick Aland’s Pink Ribbon Breakfast Fundraisers

Blog, Community

Carrick Aland held morning teas in Dalby and Toowoomba to raise money for Cancer Council Australia’s Pink Ribbon Cause this year and we’re in the pink with how much we raised.

Read more
Oct152019

Economic Update as at 30 September 2019

Blog, Wealth Planning

Equity markets rebounded over September, closing out a mixed and volatile third quarter with Hedged Overseas Developed Shares increasing by 2.3%. Investors looked past global trade friction, softer global manufacturing activities and macro uncertainties, with additional monetary stimulus helping to alleviate investor concerns.

Read more
Oct142019
2019 Heritage Bank Business Excellence Awards

Carrick Aland named Heritage Bank Business Excellence Awards Winners

Media Releases

Toowoomba Chamber of Commerce named Carrick Aland their Banking, Finance & Legal award winners for 2019. Carrick Aland were also named overall the Business & Professional Division Winners out of a field of 15 professional businesses.

Read more
Oct142019
2019 Heritage Bank Business Excellence Awards

Carrick Aland named Heritage Bank Business Excellence Awards Winners

Blog, Community

Toowoomba Chamber of Commerce named Carrick Aland their Banking, Finance & Legal award winners for 2019. Carrick Aland were also named overall the Business & Professional Division Winners out of a field of 15 professional businesses.

Read more
Oct102019
Lizzy Wunsch_Warra barley crops_long

Farming on the Front Foot Update

Agriplan

With unfavourable seasonal conditions expected to further reduce soil moisture levels in QLD cropping regions, we look at the impacts and the steps producers can take to plan and be prepared this summer.

Read more
Oct82019

Five ways to keep your business debt under control

Blog, Wealth Planning

Piling up a lot of debt could leave your business in financial difficulty or, worse, bankrupt. Here are five ways that may help you manage debt and avoid a financial mess.

Read more
Oct12019

Concerned you’re losing precious profit margin?

Management Advice

There has never been an easier time to take a ‘deep dive’ into your financial figures as all the necessary components are at your fingertips. Read on for the 4 key ways Carrick Aland can assist you.

Read more
Sep272019
Heritage Bank Business Excellence Awards Finalists logo

Heritage Bank Business Excellence Awards Finalists

Blog, Community

Carrick Aland is thrilled to have been shortlisted as finalists in the Heritage Bank Business Excellence Awards Professional & Business – Banking, Finance & Legal category.

Read more
Sep252019
Renae Clapham

Toowoomba Accountant Renae Clapham

Business Books

Cloud accounting technology is exciting for Renae, from mobile accessibility to intuitive learning and new features being added all the time. Working alongside Cameron Sorley in Toowoomba, cloud accounting is the predominant tool Renae reaches for when processing tax returns and doing BAS.

Read more
Sep202019
Australian cash in rolls

When will I be a millionaire?

Blog, Wealth Planning

Many people dream of becoming a millionaire. For most people, it stays a dream. Why? A million dollars is certainly a lot of money, but despite how impressive it sounds it’s a target which is well within reach if you take into account the three key factors.

Read more
Sep182019
sheep and wool

Non-mulesed wool commands premium price during market slump

Agriplan

Despite prices in the overall wool market declining, non-mulesed wool is fetching premium prices because of the demand in Europe by retail brands looking for ethically produced wool.

Read more
Sep172019

Economic Update as at 31 August 2019

Blog, Wealth Planning

Volatility returned to markets in August, driving equities lower while safe-haven assets enjoyed solid gains. The downturn in equity markets was largely driven by increased trade tensions and geopolitical uncertainties.

Read more
Sep132019

Putting your goals first

Blog, Wealth Planning

A goals-based investment approach isn’t focused on ‘beating the market’.
It’s about tailoring your investments to meet your personal goals.

Read more
Sep112019
tertiary students sitting on uni steps

Hiring a working holiday maker?

Business Books

If your new employee has ticked the box at Question 8 on their Tax file Number declaration to declare they’re a ‘working holiday maker’ read what you need to do.

Read more
Sep62019

Key Business Drivers build accurate responsive forecasts

Management Advice

Find out how understanding the key drivers of your business helps you to have a greater awareness of business or farm activity to be able to forecast more accurately.

Read more
Sep42019
PAYG Withholding Obligations

Meet PAYG Withholding Obligations or lose tax deduction

Business Books

Are you meeting your PAYG Withholding obligations? If you are running a business, you can no longer claim deductions for payments to employees or workers if you have not met your PAYG obligations. This applies to tax returns lodged for the 2020 year onwards

Read more
Sep22019
Money Habits

Four ways to teach children healthy money habits

Blog, Wealth Planning

As a parent, you try to ensure your children have the skills to make smart financial decisions. For example, you tell them about the importance of saving or the power of compounding interest. But did you know that you could be sending them negative money messages without meaning to?

Read more
Aug302019
smart phone laptop desk

Home expense payment fringe benefits

Business Books

Paying your employee’s home phone or internet? Check if doing so may result in an expense payment fringe benefit.

Read more
Aug282019
Xero

Contractor payments

Business Tax

Check if you need to report payments you made to contractors to the ATO in a Taxable payments annual report (TPAR) by 28 August 2019.

Read more
Aug232019

Fuel tax credit rate increase

Business Tax

Fuel tax credit rates increased on 5 August 2019 in line with fuel excise indexation.

Read more
Aug222019

Free E-Book: Get Inspired to Become a Better Gift-Giver!

Blog, Wealth Planning

Did you know, Australia is a generous country and spends nearly $20 billion a year on gifts? That’s about $1,200 per person per year or equivalent to buying a $4 coffee every weekday! Discover interesting insights around Australians and their spending habits as well as attitudes towards giving and receiving gifts.

Read more
Aug212019
Xero

The human cost of late payments

Management Advice

Small business owners have enough on their plates. Running a business is hard enough as it is, without losing sleep over a late invoice. But there are things entrepreneurs can do to better manage late payers and bring more positivity to your workplace.

Read more
Aug192019

$30,000 instant asset write-off

Business Tax

Did you know, you may be able to claim a deduction in your 2019 tax return for assets you bought for your business in the 2018-19 financial year?

Read more
Aug162019

The value of having a financial adviser

Blog, Wealth Planning

Having an appropriate financial plan in place covers more than just investments and insurance. The same goes for a financial adviser – there are some you will just click with, who can help improve your financial future.

Read more
Aug152019

Economic Update as at 31 July 2019

Blog, Wealth Planning

Global equities increased modestly in July, with Overseas Developed Shares rising 1.1% in hedged terms. US equities in particular reached fresh highs in the second half of July, largely driven by technology stocks, however markets pulled back following an indication from the US Federal Reserve (Fed) that the 0.25% rate cut, to a range of 2.00% to 2.25%, was not necessarily the beginning of an easing cycle.

Read more
Aug142019
farm

QRIDA Rural Economic Development Grants

Agriplan

Grants are available up to a maximum of $250,000 with a 50 per cent cash contribution requirement from applicants. Example projects eligible could include the development of new products or markets, or improved business processes where such investment creates employment.

Read more
Aug72019

ABN applications

Management Advice

The ATO has tweaked its Australian business number application process to ensure applicants are entitled to an ABN, giving it greater visibility over an applicant’s history.

Read more
Aug52019

The Rule of 72: Risk it to get the biscuit, or slow and steady wins the race?

Blog, Wealth Planning

If investment had a magic number, it would be 72. Here’s why.
The rule of 72 is used to calculate approximately how many years it will take for an investment to double at a particular rate of return.

Read more
Aug12019

Low and middle-income tax offset now law

Blog

Changes to the Personal Income Tax Plan are now law. The low and middle income tax offset (LMITO) is not a ‘bonus’ and it is non-refundable.

Read more
Jul302019
pig pork farm

Why Aussie pork profits are plummeting

Agriplan

Read why Carrick Aland reminds QLD pork producers to keep an eye on gross margins and overheads as things are going to get tougher before they get better.

Read more
Jul292019
Social Media

How Social Media Affects Our Spending

Blog, Wealth Planning

Research shows social media can influence us to spend impulsively.
Social media use has been linked to our mood, self-esteem and even sleep. Can it also be linked to spending?
Research shows it can.

Read more
Jul242019
drought

Future Drought Fund

Agriplan

The Coalition’s Future Drought Fund passes the Lower House, clearing the way for farmers to access $100 million for drought preparations and response from next year.

Read more
Jul222019
tax time

Deductions you can claim

Business Tax

Everyone wants a great tax refund (or the lowest tax to pay). We’re here to help you claim every last dollar you can, by working for you, not Mr Taxman. Here are 4 key essentials to get you started.

Read more
Jul192019
cotton crop

Cotton grant program

Agriplan

Aussie Cotton Farmers Grow Communities is a grant program that aims to help support cotton-growing communities across Queensland and New South Wales. Applications close 30 August 2019.

Read more
Jul172019

Economic Update as at 30 June 2019

Blog, Wealth Planning

Global equities rebounded in June following the sharp sell-off in May, with overseas developed shares rising 5.9% in hedged terms. Progress on trade talks and strong indications from central banks to move to more accommodative monetary policy supported the risk-on environment for investors.

Read more
Jul152019
retired couple on beach

Superannuation: Too Important to Ignore

Blog, Wealth Planning

Superannuation is the one thing you could do for your financial future this year, that could make a big difference to your retirement income. But how much do you really need? That’s a big question.

Read more
Jul112019
ipad-pro

Let us know what you think to win

Blog, Community

Competition time! Leave Carrick Aland a Recommendation on Facebook or a Review on Google MyBusiness by 31 August 2019 and you’ll go into the prize draw for a $250 gift card from RM Williams. Good luck!

Read more
Jul102019

New Superannuation Personal Liability Regime

Management Advice

NEW changes have far-reaching consequences for Directors of Companies who employ staff. Contact us if you have any concerns regarding your exposure to ATO liabilities.

Read more
Jul82019

Important End of Financial Year Actions

Business Tax

Another financial has finished! As a business or farm owner, there are many obligations you need to consider and action just before and after 30 June.

Read more
Jul32019
after party

Tax, super and minimum wage changes

Business Tax

Another financial year dawns and already we’re inundated with changes to tax, superannuation and payroll. From tax concessions to a super overhaul, plus changes to the minimum wage and child care subsidies, use this guide to help you get across everything you need to know.

Read more
Jul12019
uniforms

Salary and wage earner deductions

Blog

You can claim a deduction for the cost of buying and cleaning occupation-specific clothing, protective clothing and unique, distinctive uniforms, but your record keeping needs to be spotless.

Read more
Jun282019

EOFY Tax tips for primary producers

Farm Tax

Learn why some of the best tax planning measures available to primary producers are effectively utilising the farm management deposits scheme, income averaging and other primary producer-specific tax concessions this tax time.

Read more
Jun262019
Farming on the Front Foot with Carrick Aland

Financial literacy case study

CAConnect

It can be easy for financial professionals to assume their clients understand their financial statements but we still come across those who don’t. Read why we’re redoubling our efforts to ensure our clients understand the basics from their financials.

Read more
Jun242019
gavel being struck on a wooden desk

No tax deductions for unmet tax obligations

Business Tax

To ensure that you don’t lose your tax deduction for your employee or contractor payments, lodge your BAS on time, lodge your STP events every time you pay wages and withhold the correct amounts from your payments to employees and subcontractors. Read why.

Read more
Jun192019

Economic Update as at 31 May 2019

Blog, Wealth Planning

Global equities experienced a sharp sell-off during May, with Overseas Developed Shares falling 6.0% in hedged terms. The turnaround in market sentiment, from the first four months of the year, was sparked by increased trade tensions between the US and China, as well as President Trump’s announcement of tariffs on Mexico.

Read more
Jun182019

Insurance in ‘inactive’ superannuation accounts to be cancelled from 1 July

Media Releases, Wealth Planning

From 1 July insurance held in an inactive superannuation fund will be cancelled, unless the owner notifies the fund that they wish to retain their insurance cover. An ‘inactive’ superannuation account is one that has not received a contribution or rollover for 16 months. While this measure will be of benefit to many, it poses a risk to those who wish to retain their cover which, once lost, it may not be able to be recovered.

Read more
Jun172019
instant asset write off

Legislative update (Acts)

Business Tax

Many Bills managed to become Acts before the dissolution of Parliament. In this article, we look at those pertaining to business taxation.

Read more
Jun132019
RBA cash rates June 2019

Find out the June RBA decision

Blog

At its June meeting, the Reserve Bank of Australia (RBA) cut the official cash rate to just 1.25% – the lowest level in Australian history.

Read more
Jun102019

2019 Tax Planning

Business Tax

Now that the Federal Election has been won by the Coalition, our combined focus needs to be on how you can save tax before 30 June 2019! Read on for more information on how the tax offset may directly reduce the amount of tax you have to pay.

Read more
Jun62019
jobseekers

Qld Back to Work programs

Management Advice

Support payments of up to $20,000 are available for eligible employers who hire eligible unemployed jobseekers in Queensland.

Read more
Jun42019
payroll

New Minimum Wage announced

Business Books

The Minimum Wage Panel on 30 May 2019 handed down its minimum wage decision for 2019. From the first pay period commencing on or after 1 July 2019, the National Minimum Wage will increase to $740.80 per week, or $19.49 per hour.

Read more
Jun32019
Emma Ingleton Assistant Accountant

Streamlining small business a key part of Emma’s role

Business Books

Joining Carrick Aland in 2010, Emma learned her new profession from the ground up and is now a Xero Certified Adviser and a member of Jenny Lambley’s team. These days, she works with a range of businesses and not-for-profit organisations on their bookkeeping, typically BAS, data entry and payroll.

Read more
May312019
Personal Risk Insurance

Insurance Through Super

Blog, Wealth Planning

Purchasing Life insurance, Income Protection and Total and Permanent Disability (TPD) insurance through super may be tax effective and also provide you with peace of mind.

Read more
May312019
Superannuation Contribution

Personal Deductible Contributions

Blog, Wealth Planning

By making personal contributions to your super, you may be able to claim a tax deduction to reduce your tax liability.

Read more
May292019
sheep and wool

Farming on the Front Foot Update Autumn 2019

Agriplan

When it comes to international trade, Australian sheepmeat and wool exports are benefiting most from Australia’s relationship with China. However, with the first importation of foreign wheat in a decade thanks to drought, grain and cattle exports have a longer road ahead and serious competition. Read why in our latest Farming on the Front Foot update.

Read more
May272019
Greg and Wayne accountingawardsAU

Australian SMSF Firm of the Year

Media Releases, SMSF

Carrick Aland’s Intuitive Super has been named the AccountantsDaily 2019 Australian Accounting Awards SMSF Firm of the Year for their work that requires highly specialised self-managed superannuation advice in a constantly changing and regulated environment.

Read more
May242019

The Savings Paradox

Blog, Wealth Planning

It sounds counterintuitive; how can a person who stops saving at 30 wind up with more in the bank than someone who diligently saves their pennies up to age 65?
It’s not magic – it’s maths.

Read more
May222019

Personal Tax Planning Guide

Blog

Minimise your personal tax with our tax planning guide. Now’s the time to review what strategies you can use to minimise your tax before 30 June 2019.

Read more
May202019
business owner

Surviving in business

Management Advice

A new business starting today has less than 30 per cent chance of being around in a decade. To reach the 10-year mark relatively unscathed, we recommend that business owners and entrepreneurs consider these 4 Quadrants of a Business.

Read more
May162019

Economic Update as at 30 April 2019

Blog, Wealth Planning

Global equities continued to rally during April, as overseas developed shares increased 3.9% in hedged terms over the month.

Read more
May152019
Umbrella Insurance

Act now to retain insurance in ‘inactive’ super accounts

Blog, Wealth Planning

If you have an ‘inactive’ super account (ie. which has not received a contribution (or rollover) for 16 months and you have not elected to keep your insurance), then any insurance cover contained in your super will be cancelled from 1 July 2019.

Read more
May142019
person tapping a wrist watch

On time BAS lodgement important more than ever

Business Tax

The on-time lodgement of BAS is now even more important than ever, because a failure to lodge the BAS on time may result in a business permanently losing its tax deduction for wages paid.

Read more
May92019
tax planning

Minimise your business tax

Business Tax

Read our guide to the strategies you can use to minimise your business tax. Talk with us before the 30 June 2019 deadline for assistance to reduce your tax!

Read more
May22019
STP Ready Xero Champion

Xero’s Payroll Only plan

Business Books

From 1 July this year, Single Touch Payroll (STP) will apply to all employers in Australia. Following months of development by Xero, they’ve announced the launch of Payroll Only plan to assist small businesses with STP. See if it can help you.

Read more
Apr232019
rental

Rental property deductions

Business Books

Read why ATO audits of rental deduction claims will double this tax time as the agency reinforces its claims that nine out of 10 deductions contained an error.

Read more
Apr172019

Economic Update as at 31 March 2019

Blog, Wealth Planning

Global equity markets continued their run of positive performance into March 2019, as overseas developed shares increased 1.7% in hedged terms.

Read more
Apr102019

Addressing sham contracting

Business Books

The Government has announced that it will establish a sham contracting unit — within the Fair Work Ombudsman — to address sham contracting behaviour engaged in by some employers.

Read more
Apr82019
power

Social Security one-off energy assistance payment

Blog

Recipients who are eligible for qualifying payments on 2 April 2019 and who are resident in Australia will receive a one-off energy assistance payment.

Read more
Apr52019

Increasing and expanding access to the instant asset write-off

Business Tax

The Government will still proceed with its previously announced measure to allow SBEs an instant asset write-off for eligible assets costing less than $25,000 that are first used or installed ready for use from 29 January 2019 until 7.30pm (AEDT) on 2 April 2019.

Read more
Apr32019

The 2019/20 Federal Budget for High Earners

Blog, Wealth Planning

What the Federal Budget could mean for High Income Earners.
This year’s Federal Budget is an ‘election budget’ with future tax cuts for all Australians, but especially low and middle income earners.

Read more
Apr32019

The 2019/20 Federal Budget for Retirees & Pre-Retirees

Blog, Wealth Planning

What the Federal Budget could mean for Retirees & Pre-Retirees.
This year’s Federal Budget is an ‘election budget’ with future tax cuts for all Australians, especially low and middle income earners.

Read more
Apr32019

The 2019/20 Federal Budget for Families

Blog, Wealth Planning

What the Federal Budget could mean for Families.
This year’s Federal Budget is an ‘election budget’ with future tax cuts for all Australians, especially low and middle income earners.

Read more
Apr32019

The 2019/20 Federal Budget for Wealth Builders

Blog, Wealth Planning

What the Federal Budget could mean for Wealth Builders.
This year’s Federal Budget is an ‘election budget’ with future tax cuts for all Australians, especially low and middle income earners.

Read more
Apr32019
Australian Federal Parliament

Federal Budget summary 2019–20

Business Tax

The 2019-20 Federal Budget is designed to showcase the return to surplus (and by default the Government’s economic credentials) and engage voters with initiatives to make them feel like they are more prosperous. A massive infrastructure spend adds to this sentiment.

Read more
Apr22019

Employers hit with rolling SG audits

Business Books

Employers are increasingly being subjected to a rolling series of audits by the ATO when they slip behind on their SG obligations, as the Tax Office has now taken a harder line on non-compliance.

Read more
Mar252019
payroll

Single Touch Payroll starts 1 July

Business Books

The laws to extend the Single Touch Payroll (STP) reporting requirements so they apply to all employers with fewer than 20 employees has now passed the Senate and will be Law. This means the STP regime is mandatory for employers of more than 20 staff from 1 July 2018, and will be mandatory for all employers by 1 July 2019.

Read more
Mar202019

ECONOMIC UPDATE AS AT 28 FEBRUARY 2018

Blog, Wealth Planning

Growth investors would prove well positioned over February 2019 as the majority of equity markets experienced positive returns, continuing their rebound in performance from the previous month.

Read more
Mar182019
budget

P&C budgets

Business Books

P&C Treasurers need budgets. So how do you go about setting one? What are the main things you need to put in? And what will it tell you? When you have to present your P&C budget at the AGM, we show you how to pull that together.

Read more